Luse Gorman Served as Legal Counsel to Citizens Financial Services, Inc. in its Completed Acquisition of MidCoast Community Bancorp, Inc.

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On April 17, 2020, Citizens Financial Services, Inc., Mansfield, Pennsylvania (“Citizens”), the holding company for First Citizens Community Bank, successfully completed its acquisition of MidCoast Community Bancorp, Inc., Wilmington, Delaware (“MidCoast”), the holding company for MidCoast Community Bank. Under the terms of the merger agreement, each outstanding share of MidCoast common stock was converted into… Read more »

Luse Gorman Served as Legal Counsel to PB Bancorp, Inc. in its Merger with Centreville Bank

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On May 1, 2020, PB Bancorp, Inc., Putnam, Connecticut, the holding company for Putnam Bank, successfully completed its merger with Centreville Bank, West Warwick, Rhode Island. With $529.5 million in assets, PB Bancorp, Inc. operated eight full-service offices and one loan center in Connecticut. Under the terms of the merger agreement, each share of common… Read more »

Alert – Payment Protection Program – Latest Developments as of May 15, 2020

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To our clients and friends: On May 13, 2020, the U.S. Small Business Administration (“SBA”), in consultation with the U.S. Department of the Treasury, updated their Frequently Asked Questions Memorandum (the “FAQ”) concerning the  Paycheck Protection Program (the “PPP”).  Most significantly, the FAQ: (1) clarifies that a safe harbor is provided regarding the SBA’s review… Read more »

Luse Gorman Served as Legal Counsel to FSB Bancorp, Inc. in its Merger with Evans Bancorp, Inc.

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On May 1, 2020, FSB Bancorp, Inc., Fairport, New York, the holding company for Fairport Savings Bank, successfully completed its merger with Evans Bancorp, Inc., Hamburg, New York, the holding company for Evans Bank.  With $323.3 million in assets, FSB Bancorp, Inc. operated five full-service offices in the greater Rochester metropolitan area. Under the terms of… Read more »