Luse Gorman served as Legal Counsel to Provident Bancorp, Inc. in its Conversion and Stock Offering

Posted by & filed under Transactions.

On October 16, 2019, Provident Bancorp, Inc., Amesbury, Massachusetts, the holding company of The Provident Bank, completed its conversion from the mutual holding company to the stock holding company form of organization and related stock offering, whereby Provident Bancorp sold $102.1 million of common stock at $10.00 per share. Luse Gorman served as legal counsel… Read more »

Luse Gorman is Legal Counsel to First Mutual Holding Co. in its Proposed Acquisition of Warsaw Federal Savings and Loan Association

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On September 27, 2019, First Mutual Holding Co., a mutual holding company headquartered in Lakewood, Ohio (“First Mutual”), and Warsaw Federal Savings and Loan Association, a mutual savings association headquartered in Cincinnati, Ohio (“Warsaw”), announced the signing of a definitive merger agreement pursuant to which First Mutual will acquire Warsaw and hold it as a… Read more »

Jeff Cardone and Ben Azoff presented at the Independent Bankers Association of New York State’s 2019 Executive Symposium

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Jeff Cardone and Ben Azoff presented at the Independent Bankers Association of New York State’s 2019 Executive Symposium on September 10, 2019.  The presentation, titled “Critical Issues Facing the Leadership of Today’s Community Banks” focused on current trends and issues impacting community banks, including the current mergers and acquisitions landscape, emerging regulatory trends and corporate… Read more »

U.S. House of Representatives Passes The Safe Banking Act of 2019

Posted by & filed under Industry Alerts & Publications.

To our clients and friends: The U.S. House of Representatives approved its version of the SAFE Banking Act of 2019 yesterday.  The legislation would create a safe-harbor for banks, thrift and credit unions to provide financial products and services to state-licensed cannabis businesses and their service providers. The legislation also directs the federal banking regulators… Read more »

Gary Lax presented “Banking the Hemp Industry” at the Indiana Bankers Association Annual Convention

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Gary A. Lax presented “Banking the Hemp Industry” at the Indiana Bankers Association Annual Convention on September 17, 2019, in French Lick, IN.  The presentation discussed Industrial Hemp, the status of federal and state laws, and the elements of a risk assessment and compliance program to on-board customers and provide financial products and services to… Read more »