Newsletter – Federal Reserve Issues Crypto Guidance

Posted by & filed under Industry Alerts & Publications.

To our clients and friends: The Federal Reserve issued a supervisory letter requiring regulated institutions that are currently engaged in or seeking to engage in crypto-asset-related activities to provide notice to the Federal Reserve and take certain other steps. Our Alert regarding crypto-asset-related activities is available here.

Luse Gorman Served as Legal Counsel to Hometown Financial Group, Inc. in its Acquisition of Randolph Bancorp, Inc.

Posted by & filed under Transactions.

On October 7, 2022, Hometown Financial Group, Inc. Easthampton, Massachusetts, the multi-bank holding company for bankESB, bankHometown and Abington Bank, completed its acquisition of Randolph Bancorp, Inc., Quincy, Massachusetts. Immediately following that merger, Abington Bank, Abington, Massachusetts, acquired Envision Bank, Randolph, Massachusetts, a wholly-owned subsidiary of Randolph Bancorp. The all-cash transaction was valued at approximately… Read more »

Luse Gorman is Legal Counsel to Lakeland Bancorp, Inc. in its Proposed Merger with Provident Financial Services, Inc.

Posted by & filed under Transactions.

On September 27, 2022, Lakeland Bancorp, Inc., Oak Ridge, New Jersey, announced the signing of a merger agreement with Provident Financial Services, Inc., Iselin, New Jersey, pursuant to which Lakeland Bancorp will merge with and into Provident in an all-stock transaction valued at approximately $1.3 billion, which represents the second-largest U.S. bank deal announced in 2022…. Read more »

Lawrence M.F. Spaccasi presented at the 2022 ABA Annual Convention in Austin, Texas

Posted by & filed under Presentations.

Lawrence M.F. Spaccasi conducted a presentation on the subject of the covered savings association election (“CSA Election”) at the 2022 ABA Annual Convention in Austin, Texas on October 4, 2022.  He spoke about the issues and procedures involved with the CSA Election, which allows federal savings associations that are OCC regulated to be regulated as if… Read more »