Luse Gorman Served as Legal Counsel to Seneca Bancorp, Inc. in its Conversion and Related $10.4 Million Stock Offering

October 16, 2025

On October 15, 2025, Seneca Bancorp, Inc., Baldwinsville, New York, the holding company for Seneca Savings Bank, National Association, completed its conversion from the mutual holding company to the stock holding company form of organization and its related stock offering. At the same time, Seneca Savings Bank converted its charter from a federal savings association to a national banking association. A total of 1,044,858 shares of common stock were sold in the offering at $10.00 per share. Seneca Bancorp’s common stock is quoted on the OTCQX Market under the symbol "SNNF."

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Alert – Volume 22 of The Bankers’ Bulletin

October 9, 2025

To our clients and friends:

We have updated our monthly Bankers’ Bulletin publication with a revised presentation format, featuring new content and additional practical tips to help banks implement the regulatory developments we cover. Today we published Volume 22, which provides our insights into key banking industry developments from September 2025, including:

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Alert – Federal Government Shutdown

October 1, 2025

To our clients and friends:

On September 30, 2025, the federal government’s funding ran out resulting in a shutdown beginning on October 1, 2025, which will continue until Congress passes and the President signs new appropriations legislation. Some federal agencies, including the Securities and Exchange Commission, are affected while others, such as federal banking regulators, will continue without (or with minimal) interruption. Our Legal Update covering certain of the impacts of the shutdown is available here.

Luse Gorman regularly advises financial institutions regarding bank regulatory and securities matters. If you have any questions about this Legal Update, please contact us. To learn more about our firm and services, please visit our website.

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