On September 29, 2018, Kent Krudys and Tom Hutton presented, together with professionals from S.R. Snodgrass, at the annual CEO Breakfast Session at the PACB Annual Convention.  Luse Gorman has been a long-time presenter at the CEO Breakfast.  Messrs. Krudys and Hutton led a discussion on current trends in community banking, including topics related to mergers and acquisitions, corporate structure alternatives, regulatory matters, executive and director compensation and benefits and tax matters.