On September 18, 2021, Kent Krudys and Tom Hutton presented, together with professionals from S.R. Snodgrass, at the annual CEO Breakfast Session at the PACB Annual Convention.  Luse Gorman has been a long-time presenter at the CEO Breakfast.  Messrs. Krudys and Hutton led a discussion on current trends in community banking, including topics related to mergers and acquisitions, corporate structure alternatives, regulatory matters, FinTech, cannabis, boardroom diversity, executive and director compensation and benefits and tax matters.